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This website is presented by Maduro & Curiel’s Insurance Services to provide information free of charge for the benefit of the public. Maduro & Curiel’s Insurance Services monitors the quality of the information available on this website and updates the information regularly.
Maduro & Curiel’s Insurance Services does not guarantee, and accepts no legal liability whatsoever arising from or connected to, the accuracy, reliability, currency or completeness of any material contained on this website or on any linked site.
Maduro & Curiel’s Insurance Services recommends that users exercise their own skill and care with respect to their use of this website and that users carefully evaluate the accuracy, currency, completeness and relevance of the material on the website for their purposes.
The material on this site may include recommendations, which do not necessarily reflect the views of Maduro & Curiel’s Insurance Services, or indicate its commitment to a particular course of action.
This website contains links to other websites that are external. Maduro & Curiel’s Insurance Services takes reasonable care in linking websites but has no direct control over the content of the linked sites, or the changes that may occur to the content on those sites. It is the responsibility of the user to make their own decisions about the accuracy, currency, reliability and correctness of information contained in linked external websites. Links to other websites are inserted for convenience and do not constitute endorsement of material at those sites, or any associated organization, product or service.
Your privacy is important to MCB Group. This MCB Group Privacy Policy (the “Policy”) describes our privacy procedures, including what type of information is collected, how this information is used, and with whom the information is shared. MCB Group is committed to keeping your personal information safe and secure. This Policy builds on this commitment.
Collecting, Using and Disclosing your Information
Personal Information is defined as personally identifiable information. Personal information that MCB Group collects and processes may include:
• Your name, address, telephone number, nature of your business or occupation and date of birth, all of which may be required by law;
• Identification, such as a valid driver’s license, ID-card (“Sedula”) or passport. We may also ask for documents such as a recent utility bill to verify your name and address;
• Your annual income, assets and liabilities and credit history;
• Information about your transactions, including payment history, account activity and how you intend to use the account or service and the source of any incoming funds or assets;
• Information we may need in order to provide you with a service such as health information if you are applying for certain insurance products. In some instances, providing this information is optional;
• Information about third parties such as your spouse if you are applying for certain services, where this information is required by law; and
• Information about beneficial owners, intermediaries and other parties, which is required by law.
As a rule, only the registered owner of the car can apply for car insurance.
As a rule, only the registered owner of the car can apply for car insurance.
The claim-free years you saved only apply to your first car and are not valid for the insurance of your second car.
Yes, you should always report damages.
A no-claim certificate is proof of your accrued claim-free years. You will get this certificate from your insurance company once you cancel your insurance.
If someone else has caused damage to your car, you can hold this person liable through your insurance. To assess the liability we need at least the following:
